Dairyland Insurance Company Review: Overview, Facts, Features, Plans, Pros and Cons

Residents of 42 states can get nonstandard auto and motorcycle insurance from Dairyland Insurance. Sentry Insurance owns it as a subsidiary. Sentry is a national insurance company that offers personal and commercial insurance across the United States. The headquarters of Sentry is in Stevens Point, Wisconsin. Dairyland Insurance is a member of the Compare.com insurance comparison website. The American Motorcyclist Association (AMA) Superbike Road Racing Series and the American Motorcyclist Association (AMA) Road America AMA are two of the motorcycle events and racing teams that Dairyland Cycle sponsors.

Important Points to Remember

Motorcycle and nonstandard car insurance are available from Dairyland Insurance.
Dairyland is rated highly for financial stability and customer service by several rating organizations.
Dairyland provides high-risk drivers with SR-22 coverage, as well as liability, uninsured motorist, and collision coverage.
Customers of Dairyland Insurance can use their smartphones to access and manage their policies through a mobile app.

Customer Service Ratings and Financial Stability

AM Sentry Insurance has received an "A+" rating from the best insurance rating organization. It also has an "A+" rating from the Better Business Bureau, but the BBB does not accredit it. Based on 13 customer reviews, Sentry has a 3.68 out of the 5-star composite score. There are a total of 105 customer complaints. The majority of the issues are related to product/service issues as well as billing/collection issues. On Trustpilot, you can read actual customer reviews. Dairyland was rated excellent by 69 percent of customers, great by 16 percent, average by 4 percent, poor by 3 percent, and bad by 8 percent.

The Auto Insurance Policy of Dairyland

The following coverages are included in a Dairyland auto insurance policy:

Bodily injury liability
Property damage liability
Uninsured motorist coverage
Medical payments
Personal injury protection
Collision
Comprehensive coverage

Various coverage options are available depending on where you live. Whether you need liability-only or full-coverage car insurance will determine the cost of coverage. For high-risk drivers with multiple DUIs, traffic violations, and accidents, SR-22 insurance is available. It's also for those who need to file a financial responsibility report with the Department of Insurance in their state. Car insurance for non-owners is also available. This is for people who drive a car they don't own regularly. Non-owner policies can also obtain SR-22 documentation. This may be a less expensive option for those who are required to obtain an SR-22 filing than a standard auto insurance policy. Dairyland's auto insurance policy qualifies for discounts. These can help you save money on your car insurance. Multi-car discounts, advanced quote discounts, transfer discounts, payment frequency discounts, defensive driving discounts, anti-theft discounts, and homeowners discounts are just a few of the discounts available.

The Motorcycle Insurance Policy of Dairyland

Dairyland Insurance offers motorcycle insurance for all types of motorcycles. Harley-Davidson, Honda, Suzuki, Yamaha, Kawasaki, and other well-known brands are included. Mopeds and scooters are also included. Along with the standard coverage options of bodily injury liability, trip interruption coverage, uninsured motorist bodily injury, and property damage, the motorcycle policy includes coverage for accessories, collision, comprehensive, custom motorcycle coverage, trike coverage, vintage motorcycle coverage, and actually agreed value option. Tip: Multiple motorcycles, home ownership, completion of a motorcycle safety course, and membership in a rider group are all eligible for discounts. A rider's group discount is available to BikeBandit.com's Bandit Buck Rewards program members. Dairyland Cycle members receive a 10% discount if they have a policy or have gotten a quote through them. You can have your bike repaired with original equipment manufacturer parts if you choose the physical damage plus option.

Services for Policyholders

You can use an online contact form on the Dairyland website to ask policy questions. If you have any questions, you can call 800-334-0090, which is a toll-free number. This is also the number to call if you need to file a claim or make a payment. Payments can be made online at my.dairylandinsurance.com. To request policy support documents, fill out an online form. There are phone numbers listed for getting a quote. Call 866-239-6627 for a motorcycle quote. Call 888-290-5754 for an auto quote.

App for mobile devices

Thanks to Dairyland Insurance's new mobile app, customers can now manage their policies online using any mobile device. Payments can be made, digital ID cards can be accessed, billing alerts can be received, and policy information can be viewed. You can get this app on the App Store and Google Play for policyholders.

Advantages and disadvantages

Dairyland offers motorcycle and auto insurance with flexible payment options to customers who are considered high-risk drivers or require an SR-22 financial responsibility filing with their state's Department of Insurance. Dairyland accepts drivers who are unable to obtain coverage through a traditional carrier. Customers prefer low-down payment options, and prior insurance is not required for coverage. Telephone claims services are available 24 hours a day, seven days a week. While the rates are unlikely to be the most affordable, the coverage is adequate. Sentry Insurance, Dairyland's parent company, has an excellent financial track record. Despite being a nonstandard carrier, Dairyland offers a good number of discount options to help you save money on your insurance premium. Policyholders have access to bilingual customer service. Some online complaints have been made about customer service issues. In some states, policy coverage options, benefits, and discounts may not be available. There are no online services for reporting claims.