Your benefit payment schedule is determined by your birthday.
Depending on your date of birth, your Social Security benefits are deposited on the 2nd, 3rd, or 4th Wednesday of each month. Since June 1997, this payment plan has been in place.
Whether you're receiving Social Security retirement benefits, disability benefits, or Supplemental Security Income, the schedule is the same (SSI). However, retirees make up the majority of Social Security recipients. According to the Social Security Administration, in June 2021, approximately 50 million individuals and families will receive retirement benefits (SSA).
Your Social Security payment will be deposited. according to the following schedule:
- If your birthday fell between the first and tenth of the month, your birthday is on the second Wednesday of the month.
- You have a birthday on the 3rd Wednesday of every month if your birthday fell in between 11th and 20th of the month.
- If your birthday fell on the 4th Wednesday if you were born between the 21st and the 31st of the month.
Children and spouses who receive welfare based on the work history of someone else should be paid on the same day as that person.
Special Cases to the Regular Routine
If you fall into one of the following categories, your payment will be delivered on a different schedule. If the following conditions are met, it will be made on the 3rd day of the month:
- Your state covers your Medicare premiums.
- Before May 1, 1997, you were receiving benefits.
- You live in a different country.
- You're getting both Social Security and Supplemental Security Income payments.
The Social Security/SSI rule, however, has an exception. If you receive SSI due to a disability, blindness, or old age, your payment will be made on the first of the month instead of the third.
The SSI program is based on the individual's requirements. You can collect for these purposes without also receiving Social Security retirement or disability benefits because it isn't something you paid into over the course of your working careers like Social Security retirement or disability benefits or Medicare. SSI is designed to cover the costs of basic necessities such as food, housing, and clothing.
If the due date for your payment falls on a national holiday, it will be received one week earlier than usual.
Schedule of Social Security Benefit Payments 2022, available on the Social Security Administration's website. you can find calendars to help you pinpoint the exact dates in 2022 based on your specific circumstances.
When will I be paid for the first time?
Social Security retirement, disability, and survivor benefits are paid in the month following the month for which the payment is made. As per the day-of-birth schedule, if May is the first month you receive benefits, you can anticipate receiving your first direct deposit in June.
Payments are delivered electronically.
- Paper checks are no longer mailed by the Social Security Administration, though the U.S. Department of the Treasury makes exceptions on rare occasions. Otherwise, you have two options for receiving your advantages:
- A direct deposit is something you can ask for. Your bank account will be automatically credited with the payments on the due date.
If you lack a bank account or sign up for a direct deposit, your benefits will be paid to a Direct Express debit card. Your card account is automatically updated with payments on the day of payment. The card is accepted anywhere Debit Mastercard is accepted, you can use it to withdraw cash from ATMs, or set up automatic payments for your monthly expenses. Get cash back at the shopping store.
If you are receiving Social Security disability benefits, you have a third option. You can open an Electronic Transfer Account with the Social Security Administration, which will make automatic payments from your disability benefits on your behalf.
What Happens If I Don't Get My Payment?
If you have funds from a direct deposit or a debit card don't arrive on time, the Social Security Administration recommends contacting your bank or financial institution first. Calling Social Security at 1-800-772-1213 or going to your neighbourhood Social Security office are the next steps. However, you have to hold off calling the SSA for three days.
Since the funds are transferred electronically and immediately to your bank account, direct deposit virtually eliminates the possibility of your "check" being stolen.
Questions and Answers (FAQs)
How do I set up direct deposit for Social Security?
By logging into your online Social Security account if you already get the Social Security benefits, you can start or modify your direct deposit. Fill out the direct deposit form on your profile page after logging in and visiting your account page. You have the option of implementing this change right away or later. If you are receiving SSI benefits and do not have a U.S. mailing address, you can change your address by calling the Social Security Administration at 1-800-772-1213 or contacting your bank.
What is the reason for my Social Security payment delay?
Payments from Social Security are usually timely. Reach your bank or financial institution if there is a delay in your payment for any reason. You can contact the Social Security Administration for assistance if three days have passed without receiving payment.