Earn $250 just for signing up with Chase Banking!

While most people are aware that rewards credit cards provide cashback, few are aware that banks offer yet another option to earn free money. You can earn a few hundred dollars by opening a new account and satisfying a few simple requirements with bank incentives. The money you make is also completely free and comes with no strings attached. Given how much I enjoy internet banking, it's no surprise that a Chase bonus offer recently attracted my eye. I may earn a few hundred bucks from Chase by opening a checking or savings account (or both). Despite the fact that I don't live near any Chase locations, I felt this was a fantastic price. After all, I have the majority of the top Chase credit cards, and I enjoy making online bill payments. I knew I'd be in good condition with Chase because of their user-friendly online design and fantastic bill-pay feature. Fortunately, everyone now has access to the same Chase banking perks that I did. Continue reading to learn how to register.

Checking and Savings Account Signup Bonuses from Chase

There are presently three different deals available, each with its own bonus and terms & conditions. Learn how to get a large bonus when you sign up for Chase Premier Plus CheckingSM, Chase Total Checking®, or Chase SavingsSM.

Checking with Chase Premier PlusSM

When you open a Chase Premier Plus CheckingSM account and set up a direct deposit, you'll get $300 as a new Chase checking customer.
Get $300 in your new Chase checking account, plus additional advantages and interest.
When you maintain an average beginning day balance of $15,000 or more in any combination of this account and connected qualified Chase checking, savings, and other balances, the $25 Monthly Service Fee is eliminated.
The first four non-Chase ATM transactions per statement period are free of charge.
Interest is paid on the balance of your checking account.
There are about 16,000 Chase ATMs and 5,100 Chase locations.
In minutes, you may apply online. Create an account online right now.

As of December 21, 2018, the ongoing APY was 0.01 percent. Interest rates are volatile and vary frequently.

ATM updated Surcharges:

$5 per withdrawal and $2.50 for any transfers or inquiries made at ATMs located outside of the United States, Puerto Rico, and the United States Virgin Islands. The ATM owner's fees still apply.

Total Checking® by Chase

When you establish a new Chase Total Checking® account and set up direct deposit, you'll get a $200 incentive.
There are about 16,000 Chase ATMs and 5,100 Chase locations.
It's as simple as taking a selfie to make a mobile check deposit.
Take the stress out of dividing a check with Chase QuickPay® and Zelle®.
Real-time fraud monitoring – We keep an eye on your debit card to ensure that your money stays where it belongs.
In minutes, you may apply online.
Create an account online right now.

As of December 21, 2018, the ongoing APY was 0.01 percent. Interest rates are volatile and vary frequently.

ATM updated Surcharges:

$5 per withdrawal and $2.50 for any transfers or inquiries made at ATMs located outside of the United States, Puerto Rico, and the United States Virgin Islands. The ATM owner's fees still apply.

Savings with ChaseSM

When you create a new Chase Savings(SM) account, deposit $10,000 or more in fresh money within 20 business days, and keep a $10,000 balance for 90 days, you'll get a $150 bonus.
There are about 16,000 Chase ATMs and 5,100 Chase locations.
For Overdraft Protection, link this account to your Chase checking account.
Take the stress out of dividing a check with Chase QuickPay® and Zelle®.
Real-time fraud monitoring – We keep an eye on your debit card to ensure that your money stays where it belongs.
In minutes, you may apply online. Create an account online right now.

As of December 21, 2018, the ongoing APY was 0.01 percent. Interest rates are volatile and vary frequently. Surcharges at ATMs outside the United States, Puerto Rico, and the United States Virgin Islands have been updated to $5 per withdrawal and $2.50 for any transfers or inquiries. The ATM owner's fees still apply.

Updated Marketing Bullets for Chase Total Checking® and Chase SavingsSM:

To receive up to $350, open a new Chase Total Checking® account with Direct Deposit and/or a new Chase Savings(SM) account, deposit $10,000 or more in new money, and maintain a $10,000 balance for 90 days.
When you establish a new Chase Total Checking® account and set up direct deposit, you'll receive a $200 incentive.
When you create a new Chase Savings(SM) account, deposit $10,000 or more in fresh money within 20 days, and keep a $10,000 balance for 90 days, you'll receive a $150 bonus.
You have access to over 16,000 Chase ATMs and 5,100 Chase locations.
Take the hassle out of dividing a check with Chase QuickPay® and Zelle®.
Real-time fraud monitoring – We keep an eye on your debit card to ensure that your money stays where it belongs.
In minutes, you may apply online. Create an account online right now.

As of December 21, 2018, the ongoing APY was 0.01 percent. Interest rates are volatile and vary frequently.

Chase Banking Bonuses: Everything You Need to Know

If you aren't currently a Chase customer, these benefits may be enough to persuade you to make the switch. Each of these offers is appealing on its own, with hundreds of dollars in free cash on the table. Still, it's critical to understand how these deals function on the inside and out — and how to take advantage of them. Here are some pointers to consider.

Combine offers to get even more money for free

While most Chase banking incentives are only valid for new customers, this does not rule out the possibility of earning several bonuses. With just one trip to your local branch, you could receive $250 in bank incentives by creating both a Chase Total Checking® and a Chase SavingsSM account. You can also earn even more by combining Chase SavingsSM and Chase Premier Plus CheckingSM. However, make sure you can complete all of the standards at the same time before proceeding chevalier.

Know the specifics of your offer and follow through

To qualify for a signup bonus, you must follow specific guidelines while opening a new checking or savings account. If you don't, you risk losing your bank bonus - or having it taken back at some point in the future. Here's an illustration: When you open a Chase Premier Plus CheckingSM account and set up a direct deposit within the first 60 days, you'll get a $300 incentive. However, the fine print states that your account must be open for the entire six months, or your bonus would be deducted at closing. Little nuances like this can cost you if you don't read the fine print of your deal.

Learn ways to avoid paying fees

You'll undoubtedly discover that each account comes with monthly maintenance fees as you read the fine print on these deals. The good news is that you can avoid these fees by satisfying specific criteria or maintaining a minimum deposit level. Another reason why it's critical to read the small print! For example, unless you have monthly direct deposits totaling $500 or more, or unless you maintain an average daily level of at least $5,000 across all of your Chase accounts, your balance will be subject to a $12 monthly maintenance fee.

Your bonus will be subject to taxation

While credit card signup bonuses are tax-free, bank bonuses are taxable income. As a result, Chase will give you a 1099-INT tax form when tax season rolls around. You'll need this form to declare your bank bonus as taxable income after you receive it.

Create a new Chase account either in person or online

Previously, you could only open a Chase account in person, but now you may do so online as well. If you wish to gain a signup bonus, go to a local branch in person or start an account online in minutes. If there isn't one in your location, the online version may be your only alternative. But, for $250 in bonuses, it might be worth going up to an hour away to chat with someone first.

Why Should Everyone Use Chase Banking?

Aside from sign-up bonuses, Chase has a bevy of benefits for customers who require top-notch banking and all of the "extras." There's a reason Chase is so well-known in the banking sector. What's the reason? They're fantastic! Here are a few reasons why anyone, regardless of the signup bonus, could benefit from these accounts: Chase provides exceptional customer service. If you've ever had to call a bank with a problem, you know how inconvenient and frustrating it can be. The contrary is true with Chase banking and, in fact, all Chase products. When you call Chase, you'll be connected with a knowledgeable banker who can assist you with your problem. You're nearly never routed to another country with Chase; instead, you'll almost always get assistance from someone in your neighborhood or just a few states away. You'll never have to wait to speak with someone since Chase customer care is available 24 hours a day, seven days a week. Chase bill-pay is unbeatable. Look no further than Chase bill-pay if you're looking for a solution to keep track of your expenses online. You can track your bills, keep track of when you paid them, and track your monthly expenditure when your Chase checking and savings accounts are linked to your account. You can also pay your Chase credit cards online with a direct transfer from your Chase checking, or savings account if you have one. You may also check your credit card spending history at any time by logging into your Chase account. Chase accepts basic deposits. Whether or not you reside near a Chase branch, you may not have as much time as you'd want to visit your bank. Chase Quick Deposit SM, fortunately, is available. You can deposit a check using this function by snapping a photo of it with your phone and downloading it to their app. Your deposit will be processed the same way it would if you went to the bank in person, and you should be able to get your money the next day. Chase locations can be found all over. Depending on where you live, Chase may be the best option for you if you prefer to visit a physical bank branch at least part of the time. If you live in a Chase-served zone, you'll be able to find one near you, thanks to the bank's more than 5,300 physical locations. If you need cash urgently, you'll have access to more than 15,000 ATMs as an added advantage. Account alerts and notifications from Chase are fantastic. Chase account alerts and notifications might assist you in staying on top of your spending habits. You can use these capabilities to set up alerts for when your bank balance falls below a specified threshold or if your account is overdrawn. You may also set it up to alert you if your account receives a large transaction. Even better, you control all of the criteria for these notifications, ensuring that they are tailored to your tastes.

Conclusion

Why not try Chase banking bonuses if you want to make some more cash this year? You can make several hundred dollars in cold, hard cash by creating a few new accounts and maintaining money on deposit or setting up direct deposit. Apart from the fact that some banks offer excellent interest rates, there are no disadvantages to taking advantage of these opportunities. If you want to earn more money in the long run, you may always switch to an online bank with higher interest rates. In the meanwhile, these massive bank bonuses are well worth it.