+100 Referral Programs That Pay Cash If You Refer Them

+100 Referral Programs That Pay Cash If You Refer Them

Many of us may be obliviously overlooking numerous opportunities to earn money. I did some research and discovered that there are a few web offers out there that will pay you a referral fee – in fact, no less than 103 of them! I didn't even have to search very hard. This is one of the most straightforward methods for generating extra income. All you have to do is refer people to the services and vendors you already use regularly. You should have no trouble recommending them to others because they are the ones you trust the most. If you think about it, you probably know dozens, if not hundreds, of people. Consider your circle of friends, family, neighbors, coworkers, classmates, and business associates. They represent a sizable market for all your daily products and services. You can start earning extra money by referring people in your social circle to use the same products and services you do.

103 web offers will pay you a referral fee if you refer them.

  • Purchasing (7)
  • Websites for Investment Brokers (7)
  • Banks and credit unions (16)
  • Providers of Mobile Phones (10)
  • Firms that help people find jobs (11)
  • Services for Travel (10)
  • Service of food (8)
  • Services for the Internet, TV, and Phone (6)
  • Business, personal, and student loans, as well as credit cards, (7)
  • Financial and Business Services (12)
  • Web hosting and application development services (5)
  • Providers who don't fit into any of the above categories (4)
So, let's get started on the list! What I discovered is that there are literally hundreds of referral fee web offers available. However, many of them are ambiguous in their offers. Some even simply state that they have a referral bonus without specifying or even implying what it will be. You simply complete an online form and will be paid an unspecified bonus if they sign up for your referral as a client or customer. That's why I only included web offers that expressly state how much they're willing to pay for a referral bonus. You can join as many referral programs as you want, and there are plenty of them to choose from. However, I only wanted to include those who are completely transparent about their terms and compensation. I came up with a total of 107, but I divided them into 12 distinct categories. I hope this frees you up to concentrate on the types of businesses and vendors you feel most comfortable recommending to your friends.

Shopping

Everyone shops, just like they buy food. You're probably using one or more specialty food providers or coupon apps at the same time. You can make much more money by using those services and referring them to your friends and family. Rakuten: You'll get $5 if you refer your first friend. If you refer a second friend, you'll receive not only an additional $5 but also an additional $40, for a total of $50. Each of your friends must spend at least $25. Swagbucks: For every new person you refer to Swagbucks.com, you will receive 10% of their earnings. Even better, you'll keep earning 10% as long as your referral stays active on Swagbucks.com, with no maximum limit. Pottery Barn Kids — For each friend you refer who spends $100 or more, you will receive a $25 discount on their first purchase. You'll be eligible for the same deal once they do. You can refer up to 15 friends annually for a total of $375 in savings. GlassesUSA: You get a $30 in-store credit for each friend you refer, and there's no limit to how many friends you can refer. Groupon: When you refer a friend to Groupon, and they buy their first deal, you'll earn $10 in Groupon Bucks. BeFrugal (Online cash-back service) — Earn $15 for each friend you refer to BeFrugal (an online cash-back service), and your friend will get $10. You can send as many referrals as you want. NetSpend (prepaid debit card) — You both get a $20 credit when you refer a friend who activates their new Netspend Prepaid Card and loads at least $40. You have no limit on how many referrals you can make.

Websites for Investment Brokers

Investment brokerages are well-known for offering sign-up bonuses to entice people to use their services. However, many of them also have refer-a-friend programs that can help you not only earn some extra cash but also do so regularly. Many don't have a limit on how many people you can refer. Betterment: You will receive 30 days free for each friend who joins and funds an account through your referral link, and your friend will receive three months free. You will receive a free year if you invite three friends to join and fund an account. The annual fee is 0.25 percent of the balance in your account. Firstrade — $50 for each friend who signs up for the service after you refer them to the site. Questrade: If you refer a friend to open a professionally managed or online trading account with Questrade, you will receive a $25 bonus in your account. You will receive a $50 bonus for every third referral. Your friend could get anywhere from $25 to $250 for a $1,000 account to a $100,000 account. Interactive Brokers — Interactive Brokers is a financial brokerage firm specializing in trading stocks. If you invite a friend to join, you'll get a bonus of up to $200 if they do. You can earn as many referral bonuses as you want. Investrade — Earn a $50 commission credit to use on future online trades when you refer your friends and associates. AvaTrade (Online investing) — Earn $75 to $400 for each friend you refer, depending on their first deposit amount. For the $75 bonus, a deposit of $250 is required, while the $400 bonus requires a deposit of $10,000. I'm guessing you won't have any trouble recommending these firms to everyone you know because you invest your own money with some of them on a regular basis.

Banks and credit unions 

Banks haven't given toasters to people who open new accounts in a long time. They now pay in cold, hard cash, which is a lot better. They pay cash not only to new customers who open accounts but also to existing customers who refer their friends. Many banks and credit unions, I'm sure, pay referral fees. However, in the list below, I've included national and regional banks and credit unions that have written down their referral fee programs on their websites. DCU Credit Union: The referred member will receive $20, and the referring DCU member will receive $10 if the referred member opens any of the qualifying accounts within the time frame of receiving the invitation to join. Citibank: You can earn up to $100 for each person you refer who opens a new eligible Citibank checking account by enrolling in the Member-Get-Member Program. HSBC: Get a $100 deposit for your first two referrals and up to $200 for each subsequent referral, up to four, after they open a qualifying HSBC Premier, Advance, or Choice Checking account, for a total of up to $1,000 for six successful referrals. Santander Bank: When a friend or family member opens and uses a new Santander Bank Checking account, you and the person you refer each receive $50. Boeing Employee Credit Union (BECU) — Refer a friend to Boeing Employee Credit Union (BECU), and you and your friend will receive a $25 bonus. Regions Bank: Refer a friend to open a new Regions Bank personal LifeGreen checking account or business checking account and receive a $50 Visa Reward Card. Auto Club FCU: Refer a friend to Auto Club FCU, and you and your friend will receive a $25 bonus. Chevron Federal Credit Union: For every new member you refer this year, you will receive a $25 credit to your Savings account. Commerce Bank: When you refer a friend to open and use a new Commerce Bank personal checking account, you'll receive a $50 Visa Reward Card. First Tennessee Bank: When you refer a friend to open a new First Tennessee checking account, you'll receive a $50 Visa Reward Card. Branch Banking & Trust Company (BB&T) — Refer a friend who opens a new BB&T checking account, and you'll get $50. You can earn up to $250 by referring up to five friends. Standard Bank: If you refer a friend, both you and the friend will receive a $25 bonus. HomeTrust Bank: Refer a friend to open a checking account with HomeTrust Bank, and both you and your friend will receive a $25 bonus. In addition, if you refer five people, you'll get $100. With 20 friends referred, you can earn up to $575 (19 at $25 each and one at $100). Republic Bank: When your friend opens a new account at Republic Bank, both of you will receive $50. (coupon required for participation). Spectrum Credit Union: Refer a friend to Spectrum Credit Union and receive $25; your friend will receive $50. Bancorp South: When a friend opens an account with Bancorp South, both you and your friend will receive a $25 cash bonus.

Providers of Mobile Phones

This is probably the least surprising group of vendors. Almost every cell phone company offers some sort of incentive to entice customers to sign up for their service. As a result, they also provide referral bonuses. The following are some of the more common cell phone companies that pay referral fees. I didn't bother to include the many lesser-known providers. US Cellular: Refer a friend to US Cellular, and both you and your friend will receive $50. Referral fees can total up to $550, implying 11 referrals. Boost Mobile: Earn a $25 account credit for each person you refer to Boost Mobile, up to $500 per year. TracFone: Earn up to $30 for every friend you refer who signs up for the service (the "up to" part makes me think it could be as low as $10 or even $5, but it's worth a shot). T-Mobile (T-Mobile) — For each friend who opens a qualifying account, you'll receive a $50 Prepaid MasterCard Card. You can refer up to 100 accounts annually, earning you $5,000 in prepaid cards (are you ready for this?). Verizon Wireless: For one referral, you'll receive a $50 Visa Rewards card, $100 for two referrals, and $200 for three referrals ($200 limit per month). A $50 Visa Rewards card is given to each friend who signs up. Cricket Wireless: You'll receive a $25 account credit for each successful referral. Each year, you can earn up to $250 in account credits! CREDO Mobile — Refer a friend to CREDO Mobile and get a $100 bill credit on your account. AT&T (all services, including wireless) — The referring AT&T customer and the new customer will each receive a $25 AT&T promotional card for each successful referral. Each year, you can earn up to $575 in promotional cards. AT&T promotional cards can be used to purchase merchandise at any AT&T store or online at att.com. Lycamobile: You'll get a $5 free credit for every qualified referral. Sprint — For each new line your friend activates, you will receive $100, and your friend will receive $50. Referral fees of up to $500 are available.

Firms that help people find jobs

Okay, job search firms are one category that you could seriously consider turning into a side hustle, especially if you have a large social circle. I'm guessing that almost every job search firm has a referral program, with some being more generous than others. However, the following is a list of some of the more well-known national companies that publish their pay scales. If you're serious about providing a steady stream of referrals to job search firms, you might just find the work-at-home side hustle you've been looking for. Prostaff — Referral fee of $100 for Prostaff. After your friend has completed 80 hours of work for Pro Staff, you will receive the referral bonus. AtWork Personnel Services — It Pays $50 for a referral but $100 if the referral is for a position in management (referral must work 160 hours before the bonus is paid). Professional Staffing by All Search — It pays $500, and you can earn as many bonuses as you want. Best of all, you have to give them your name, and they'll take care of the rest. SmartBear — Offers a $2,500 referral bonus if the referred employee stays with the company for at least three months. Fast Staff Travel Nursing — Depending on the specialization, pays referral fees ranging from $500 to $4,000. Because it's for traveling nurses, your friend could be anywhere in the United States. Aureas Group — For a successful placement of your referral, they pay $500, and for software developers, they pay $1,000. TemPositions Group: When a friend works 100 hours on the job, they get a $1,000 referral bonus. Trusted Nurse Staffing: As soon as your referral completes the first assignment, you'll be eligible for a $500 bonus. Positions that are difficult to fill or that are specialized may have a higher bonus potential. Nurses or therapists can make referrals. Jackson Therapy Partners — What could be better than a referral bonus from Jackson Therapy Partners? A referral bonus that continues to pay! For every regular hour your referral works, Jackson Therapy Partners will pay you an additional $1 per hour. That works out to about $2,000 per year or $40 per week. After a few referrals, you'll feel like you're on their payroll. TierPM: You can earn a $250 to $1,000 referral bonus if you refer a friend who works a minimum of 200-400 hours on a temporary assignment or completes the guarantee period on a direct hire placement with a client firm. Medical Staffing Network: Earn a $150 to $750 referral fee if you refer a friend who works in the healthcare field. All you must do is fill out the contact form with your friend's information, and they'll handle the rest. You have no limit on how many referrals you can make. Jobs in healthcare and information technology pay the highest referral fees. That's where you'll find referral fees worth thousands of dollars!

Services for Travel

Are you a member of a club that offers a particular travel service that you enjoy? If that's the case, you can earn money toward your next vacation simply by referring your friends to the service. Marriott — Earn 2,000 bonus points for each stay your referrals complete, up to a maximum of 5 stays per referral. You can refer up to five people annually, earning you 50,000 bonus points, which are worth $500. Choice Hotels — 500 bonus points will be added to your account each time one of your referred friends joins and completes their first point-eligible stay. Your pal receives 500 points as well. Uber — Earn free rides by referring friends to join Uber and ride with you. Your next ride will be free after they've completed the first one. Lyft: Not to be outdone, Lyft is also giving away free rides to those who refer a friend. In select cities, you can refer your friends to the Lyft platform, and they will each receive a free ride. Airbnb: When you refer a friend, they will receive a $40 Airbnb credit, and you will receive $20 when they travel and $75 when they host. You can send an email invitation to your friends or share your Airbnb referral code on Facebook or Twitter. Kensington Tours (Global Travel Packages) — A $250 discount for each qualifying referral will be applied to your first trip booked with Kensington Tours. Princess Cruises: If you've sailed or booked with Princess before, you can invite a friend who hasn't, and you'll both get a $25 reward for each successful referral. You have no limit on how many referrals you can make. Vantage Deluxe World Travel — Earn up to $200 for each of the first seven new travelers you refer, plus a free trip when you refer the eighth traveler. There are no limits to how much money you can make. Your friend will receive a $100 discount on the trip they book as a result of your referral. Sandals Resorts — To receive your 2,500 points, have your friend enroll in the Sandals Select program after your trip. You can earn points for up to five referrals per year, totaling 12,500 points (worth more than $300). Great Wolf Lodge: Refer a friend to Great Wolf Lodge, and you'll both get a $50 credit toward your next stay.

Service of food

Isn't it true that you have to buy food anyway? However, if you do so through one of the vendors listed below, you can earn money simply by recommending the service to people you know. (Online) Walmart Grocery — Send your link to friends who have never shopped for groceries at Walmart online. You'll get a $10 coupon code once they finish their order. Terra's Kitchen Healthy Food Delivery Service — For each friend you refer, they will receive $40, and you will receive $25 when they place an order. Sam's Club: Refer a friend to Sam's Club, and you'll receive a $10 e-gift card. Your friend will also receive a $20 e-gift card. Farm Fresh to You (Organic Food Delivery) — When a friend joins using your promo code, you get a $25 account credit. Your friend will receive a $15 discount on their first delivery. Ibotta (Grocery rebates) — Earn $5 for each friend who redeems on Ibotta, plus an extra $15 for each friend who redeems three times. Total cost: $30. Costco Wholesale: Refer a friend to Costco Wholesale, and both you and your friend will receive a $10 Costco Cash Card. Starbucks: Refer a friend to Starbucks, and they'll get a free drink. You'll be rewarded with 60 stars. You can choose to redeem your 125 Stars for free food or drink items after you've collected them. That means you get about half a drink for each referral (almost). Each month, you can refer up to eight friends. Thrive Market (Organic food delivery service) — Earn $25 in Thrive Cash for each person you refer who becomes a paid member. There are no restrictions on how many friends you can invite to join.

Services for the Internet, TV, and Phone

What company do you use for communication services? By convincing your friends to sign up for one of the services listed below, you can earn referral fees. They don't make any significant payments. In fact, the majority of them provide account credits. However, if you consistently refer enough people, you can use those referral credits to lower your own bill. My Dish: Refer a friend to My Dish, and you'll both save $50. A total of ten referrals are allowed per calendar year. A $5 credit will be applied to your bill for each of the next ten months as a bonus. Century Link — If your friend orders a CenturyLink High-Speed Internet + Prism TV bundle OR CenturyLink Prism TV + Phone bundle OR CenturyLink High-Speed Internet + Prism TV + Phone bundle, you and your friend will each receive a Visa Prepaid Card worth $25 to $75. Xfinity — Refer a friend to Xfinity and receive a $100 Visa Prepaid Card for the first new customer you refer. Your second and third referred friends will each receive a $200 Visa Prepaid Card, up to a total of $500 per year. NetZero (internet service)— Refer a friend to NetZero (internet service) and earn $30. Vonage: You can refer friends and family, and both you and your referral will receive a $50 e-gift card if they sign up for the service and stay in good standing for at least 60 days. Suddenlink (Internet, TV, and phone provider) — When you refer a new Suddenlink customer, you'll both receive a $25 credit on your bill for each new service they sign up for. It's possible to earn up to $75 per referral in this way.

Credit Cards, Business Loans, Personal and Student Loans

The wave of the future is peer-to-peer lending. However, the lending sites are providing generous bonuses in order to encourage more people to participate. Referral bonuses are included. This one is another area where you can make a lot of money as a side hustler. Everyone wants to borrow money, especially to pay off their student loans. This is your opportunity to profit from the trend. Credit cards frequently offer new customers sign-up and referral bonuses. If you don't mind earning points, you must look up your favorite credit card offers online. However, I've only included those on this list that pay cash. Does that pique your interest? Discover — Refer a friend, and if they sign up for a Discover card, you could both receive a $50 cash-back bonus (depending on the card you have). Each year, you can make up to ten referrals. Credible (Student loans) — Refer one friend to Credible (student loans) and receive $250. You will receive $750 for the second friend. You will receive $1,000 for the third referral. That means if you refer three friends, you can earn up to $2,000. You can get a total of $6,250 if you refer ten friends. Chase Credit Cards: If you have a Chase Freedom Visa or Chase Freedom Unlimited Visa, you can earn $100 for each friend you refer, up to $500 if you refer five friends. LendKey (Student loan refinance) — Earn $50 for each friend who is approved for a loan, plus an additional $200 for each friend who takes out a loan. There's also no limit to how many friends you can refer. Purefy (refinance of student loans) — Share your link with your friends via email and social media, and if they apply for a loan, you'll receive a $200 referral bonus. For a total of $2,000, you can refer up to ten friends. Kabbage (Business Loans) — For each successful loan, you can earn a $200 gift card by referring small business friends to Kabbage. SoFi (student loan refinancing) — Earn $300 for each friend who takes out a loan through your referral link. You can refer up to ten friends for a total bonus of $3,000 if you refer all ten. (See SoFi for more information.)

Financial and Business Services

If you use any of these businesses or financial services and are satisfied with their performance, it's time to earn some extra money by referring them to your friends. This should be fairly simple if you're in business because you deal with other businesses regularly. RIA Money Transfer: After your friend registers and completes their first money transfer, you'll receive a $20 Amazon.com gift card. Payoneer (Cross-border payments platform) — Refer a friend to Payoneer (a cross-border payment platform), and you and your friend will receive $25. For each friend you refer, you can continue to earn bonuses. Digit (Personal savings app) — You'll get a $5 Referral Bonus for every new user who signs up through your customer referral link and starts saving. You can refer to as many people as you want. Square Cash (Payment service) — When you refer a friend to Square Cash (Payment service), you and your friend get $10 if your friend spends $5 or more. Xoom (Money transfer service) — Refer a friend, and you'll get a $20 Amazon e-gift card if they transfer at least $400. Fidelity Payment Services: Refer a friend or colleague to Fidelity Payment Services and receive $150 when they open a merchant account as a result of your referral. Coinbase (Bitcoin exchange) — Earn $10 in Bitcoin for every friend you refer who buys $100 or more in Bitcoin on Coinbase (Bitcoin exchange). TaxAct: For every new-to-TaxAct friend referral who files a paid federal return, you'll get an Amazon gift card. A paid federal product will be discounted by 20% for your friend. The value of the Amazon gift card is determined by the product(s) purchased by your friend(s), but you can refer up to 20 people each tax season. TurboTax: When your friend files their taxes, you'll receive a $10 Amazon.com gift card for each friend you refer. In addition, your friends will receive a 20% discount on a paid federal product. Advantage One (Tax service) — Earn a $10 referral bonus for individuals and $50 for corporations when you refer friends, colleagues, and business vendors. The entire referral process can be completed online. Vistaprint: For each referred friend who completes an order, you will receive a $10 voucher. Fiverr — If you refer a friend to Fiverr, you'll get $5 in your account one hour after they buy a Gig.

Web hosting and application development services

Who do you use for web hosting if you have a website or blog? There's a good chance your web host will reward you for referring people. Because there aren't that many web hosting services out there, recommending yours should be relatively simple. When it comes to everything related to the Internet, people are always searching for some sort of personal guidance. This could be your opportunity to earn some extra cash by referring your own web hosting company to everyone you know. DreamHost: You can earn anywhere from $30 to $200 per referral, depending on the hosting plan chosen by your referral. HostGator: You'll receive a $40 Visa Gift Card for each qualifying friend you refer, and your friend will save up to 60% on their order. Media Temple: If you share your Media Temple referral link with everyone you know, they'll get a 20% discount on their first hosting account, and you'll get a free hosting credit. iPage: If you refer a friend to the hosting web service, you can get a $35 credit toward your account. You can refer as many friends as you want, so you might be able to earn enough credits to get your service for free. Google Apps: If you sign up for the G Suite Referral Program, you'll get $15 for each user you refer, up to $1,500 per business (meaning a business with up to 100 users).

Providers who don't fit into any of the above categories

Finally, a few providers didn't quite fit into any of the previous 11 categories. If you use any of these services and are satisfied with them, they will compensate you for referring them to your social contacts. MediShare (Christian healthcare sharing ministry) — Earn $100 for every new household that joins MediShare (Christian healthcare sharing ministry) as a result of your referral. This offer is unique in that you do not need to be a member to receive the referral bonus. Simply go to the website and submit the referral (s). AAA — Refer a friend to AAA, and both you and your friend will receive 20 AAA Dollars, which can be used to lower your annual dues. 24-Hour Fitness: Refer a friend to 24-Hour Fitness and get a $20 MyStore coupon or a free 50-minute personal training session. Zipcars: Refer a friend to Zipcar, and you'll get a $25 bonus credit for future driving.

Using Referral Fees from Web Offers to Create a Profitable Side Business

We usually think of web offer referral fees as being on the low end of the scale – $5 to $10. You might decide that the inconvenience or even embarrassment of referring your friends isn't worth it for such a small sum. And this could be the case with many web offer referral fees. But reconsider. Yes, many websites charge small referral fees. However, there are dozens of jobs that pay significantly more. Hundreds, if not thousands, of dollars, are paid by some. Even for the smaller ones, if they're for common services you can refer dozens of people to, referral fees can add up quickly. Referral fees from web offers can turn into a lucrative side business, bringing in hundreds or even thousands of dollars per month! This could be an excellent way for a retiree, a student, or anyone else looking for extra income to supplement their income. You can make use of referral fees to help pay off debt, accelerate your retirement savings, or save for major purchases such as your children's college educations, a down payment on a home, or even your next vacation. Don't dismiss the possibility too quickly. On this list, you'll find several vendors that you use. Look into which ones you could become a regular referral source for. You might be pleasantly surprised by the results if you pursue it actively. Best of all, you won't have to contact the people you're referring to in the vast majority of cases. Once you've signed up for a referral program, all you have to do is give the vendor the person's name and contact information, and the vendor will handle the rest. You also have no obligation to refer your friends. In many cases, your friend will receive a bonus simply for signing up for the service through you. In some cases, all you have to do is share your referral code on social media sites like Facebook or Twitter, and anyone who uses it will earn you a referral bonus. That's all there is to it! Sure, it's a numbers game, but that's true of almost every moneymaking opportunity. This one is already installed on your home computer, waiting for you to use it.

How Do Web Offer Referral Fees Usually Work?

Each referral fee program has its own distinct characteristics, but when it comes to procedures, terms, and conditions, they all follow a similar pattern. The majority of them work in the following manner:
  • To be paid for referrals, you must be a paying member of the service.
  • You must first register with a vendor to participate in the referral program.
  • You give the vendor the name and contact information of the person you're referring to, and they'll get in touch with them.
  • The friend must also register for the service and make an initial transaction, such as purchasing the service or funding an account.
  • Before you receive the referral bonus, there is usually a 30-day waiting period, or the referred friend must sign up for and use the service.
  • At the end of the year, vendors may send you an IRS Form 1099 indicating that the referral bonus is taxable. This will occur if you receive a total bonus of $600 or more in any given year.
Overall, it's a straightforward procedure. It will also be simple to expand your participation once you have signed up for one referral program, particularly since you'll recommend products and services you already use and trust. You'll most likely become addicted once you start making money.

Are you taking advantage of online offers that pay you a commission for referring others?

You're wasting money if you're not doing so. We all want to increase our income or decrease our spending. Both can be accomplished with these referral fee options. The best part is that you're simply recommending products and services that you already use. Those are the most effective and straightforward to recommend to others. What's more, these Internet offers are essentially a passive way to improve your financial situation, which works in your favor. Most of the time, you have to provide the vendors with the names and contact information of your referrals or make your promo code available to your contacts, and they'll take care of the rest. There's no need to move anything, sell anything, or buy anything out of the ordinary! Are you making the most of it?

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